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For Home Buyers:

  • Why Buyers Choose The Jeff Scofield Team - Why homebuyers looking for a real estate agent in the Rochester, Pittsford and Brighton area choose The Jeff Scofield Team.

  • Latest Listings - Get The Jeff Scofield Team's latest Rochester, Pittsford and Brighton listings of homes for sale first!

  • Find Your Perfect Home - The Jeff Scofield Team will search for your ideal home and email you the newest Rochester, Pittsford and Brighton MLS listings of properties in Monroe County NY.

  • First Time Homebuyers - Are you a first time homebuyer in Rochester, Pittsford and Brighton, NY? Choose a top real estate agent. The Jeff Scofield Team can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Rochester, Pittsford and Brighton house or other real estate or property.

  • Buyer's Closing Costs - The Jeff Scofield Team will search for your ideal buyer's closing costs and email you the newest The Jeff Scofield Team MLS listings of properties.

  • Buyer Time Line - The Jeff Scofield Team's buyer time line.

  • Building Process Overview - The Jeff Scofield Team's building process overview.

  • Buyer Checklist - The Jeff Scofield Team's buyer checklist.

  • Go to Main Sitemap - Main sitemap sections include Find Rochester, Pittsford and Brighton Homes, For Home Buyers, For Home Sellers, Rochester, Pittsford and Brighton Information, Real Estate Resources, and About The Jeff Scofield Team.

 

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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What is arguably the world's strangest (and most dysfunctional) kitchen?

A 
In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California.
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The Jeff Scofield Team, REALTOR®, real estate agent and broker for Rochester, Pittsford and Brighton, New York home listings, property and land for sale - NUMBER1EXPERT

The Jeff Scofield Team
RE/MAX PLUS

2171 Monroe Avenue
Rochester, Pittsford and Brighton, NY 14618
585-721-3010
585-730-9110
Email: thejeffscofieldteam@gmail.com

As one of America's NUMBER1EXPERTS� in the Rochester area, Jeff has a passion to ensure that his buyers get the best home at the best price. His utilization of master negotiating skills, extensive knowledge of the local housing market, and attention to detail have successfully served hundreds of buyers. Jeff utilizes his MBA in marketing to successfully market the homes of his sellers. His marketing system provides an unequaled amount of advertising and exposure for his clients' homes along with sound advice on presentation and price. Call or e-mail him today!!!

CRS ePro GRI MLS SRES wcr CRB CBR ABR Equal Housing REALTOR



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