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Get Free Rochester, Pittsford and Brighton School Reports From Local Experts, Quickly by Email

Everyone offers free school reports. We do too! Plus we offer more. As top Rochester, Pittsford and Brighton REALTORS®, we can tell you things about the schools that no report generated by a computer will ever know. Remember, we consult with people moving to the Rochester, Pittsford and Brighton, New York area on a daily basis. It's our job to know, and our job to tell you.

Call us for a first-hand experience of the local schools. Or fill out this form to send us a message right now. It's free and without obligation. We'll get back to you immediately with a phone call, a free report, or a brochure from a local school...

What ages are your children? We'll tell you what your choices are for schools in Rochester, Pittsford and Brighton. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What information does nearly every state in America require the seller of a home to reveal to the buyer?
A	Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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The Jeff Scofield Team, REALTOR®, real estate agent and broker for Rochester, Pittsford and Brighton, New York home listings, property and land for sale - NUMBER1EXPERT

The Jeff Scofield Team
RE/MAX PLUS
2171 Monroe Avenue
Rochester, Pittsford and Brighton, NY 14618
585-721-3010
585-730-9110
Email: BuynSell@Rochester.rr.com
As one of America's NUMBER1EXPERTSï¿½ in the Rochester area, Jeff has a passion to ensure that his buyers get the best home at the best price. His utilization of master negotiating skills, extensive knowledge of the local housing market, and attention to detail have successfully served hundreds of buyers. Jeff utilizes his MBA in marketing to successfully market the homes of his sellers. His marketing system provides an unequaled amount of advertising and exposure for his clients' homes along with sound advice on presentation and price. Call or e-mail him today!!!