Property Tax Rates ...

Listed below are local tax rates for each suburb/town and the school system. The rates are listed as $ per thousand of assessed value. For example: If you are looking at a home in Gates with Gates - Chili schools, and the assessed value is $100,000 then your total property tax would be approximately, $33.86 x 100 or $3,386 per year. This would not include any deductions. Ask me for details on the various tax deductions. 


TOWN OF BRIGHTON:
Schools Brighton $37.80
Penfield $37.30
Pittsford $37.10
Rush Henrietta $32.20
Wheatland - Chili $35.70


TOWN OF CHILI:
Schools Claedonia-Mumford $29.30
Churchville-Chili $34.60
Gates-Chili $36.22
Wheatland-Chili $32.32 


TOWN OF CLARKSON:
Schools Brockport $34.30
Hilton $33.10
Kendall $29.20 


VILLAGE OF EAST ROCHESTER:
Schools E. Rochester, Pittsford and Brighton $34.90 


TOWN OF GATES:
Schools Gates-Chili $38.70
Spencerport $37.82 


TOWN OF GREECE:
Schools Greece $37.28
Hilton $37.20
Spencerport $37.90 


TOWN OF HAMLIN:
Schools Brockport $34.80
Hilton $33.56
Kendall $29.53 


TOWN OF HENRIETTA:
Schools Rush-Henrietta $28.30
Honeoye Falls-Lima $30.90 


TOWN OF IRONDEQUOIT:
Schools East Irondequoit $41.97
West Irondequoit $39.95 


TOWN OF MENDON:
Schools Honeoye Falls-Lima $32.65
Pittsford $34.95 


VILLAGE OF HONEOYE FALLS:
School Honeoye Falls-Lima $33.25 


TOWN OF OGDEN:
Schools Brockport $37.90
Churchville-Chili $36.80
Spencerport $37.50


VILLAGE OF SPENCERPORT:
School Spencerport $37.10 


TOWN OF PARMA:
Schools Brockport $34.90
Hilton $33.70
Spencerport $33.45 


TOWN OF PENFIELD:
Schools Penfield $34.84
Pittsford $34.61
Webster $30.98 


TOWN OF PERINTON:
Schools East Rochester, Pittsford and Brighton $34.80
Fairport $31.73
Penfield $34.16
Pittsford $33.33
Victor $25.96 


VILLAGE OF FAIRPORT:
Schools Fairport $33.31 


TOWN OF PITTSFORD:
Schools Brighton $35.40
Penfield $34.93


East Rochester, Pittsford and Brighton $35.60
Pittsford $34.70
Rush-Henrietta $29.86 


VILLAGE OF PITTSFORD:
Schools Pittsford $35.69 


TOWN OF RIGA:
Schools Calerdonia-Mumford $26.45
Churchville-Chili $31.95 


VILLAGE OF CHURCHVILLE:
School Churchville $33.85 


TOWN OF RUSH:
Schools Rush-Henrietta $31.69
Honeoye Falls-Lima $34.10
Avon $32.59 


TOWN OF SWEDEN:
Schools Brockport $36.56
` Churchville-Chili $35.40 


VILLAGE OF BROCKPORT:
School Brockport $36.04 


TOWN OF WEBSTER:
School Webster $36.29 


VILLAGE OF WEBSTER:
School Webster $37.49 


TOWN OF WHEATLAND:
Schools Caledonia-Mumford $29.84
Wheatland-Chili $34.84


VILLAGE OF SCOTTSVILLE:
School Scottsville $41.10 


ROCHESTER CITY SCHOOL DISTRICT:
Homestead $29.08
Non-Homestead $32.08 


Note: All towns and villages are at full value assessment except:
Clarkson: 47.08%
Hamlin: 55%
Riga: 97%
Webster: 97%

Buying Your Home - Property Taxes

Are taxes on second homes deductible?
Mortgage interest and property taxes are deductible on a second home if you itemize. Check with your accountant or tax adviser for specifics.

Do all loans require impound accounts?
If you are taking out a FHA or VA loan, the lender can require an impound account to pay real estate taxes and hazard insurance premiums, as with a standard loan. Most conventional loans do not require an impound account.

Are property taxes deductible?
Property taxes on all real estate, including those levied by state and local governments and school districts, are fully deductible against current income taxes.

Where can I learn more about appealing my property taxes?
Contact your local tax assessor's office to see what procedures to follow to appeal your property tax assessment. You may be able to appeal your assessment informally.  Mostly likely, however, you will have to go through a formal tax-appeal processes, which begin with an appeal filed with the appropriate assessment appeals board.

How do property taxes work?
Property taxes are what most homeowners in the United States pay for the privilege of owning a piece of real estate, on average 1.5 percent of the property's current market value. These annual local assessments by county or local authorities help pay for public services and are calculated using a variety of formulas.

What is an impound account?
An impound account is a trust account established by the lender to hold money to pay for real estate taxes, and mortgage and homeowners insurance premiums as they are received each month.

How is a home's value determined?
You have several ways to determine the value of a home. An appraisal is a professional estimate of a property's market value, based on recent sales of comparable properties, location, square footage and construction quality. This service varies in cost depending on the price of the home. On average, an appraisal costs about $300 for a $250,000 house. A comparative market analysis is an informal estimate of market value performed by a real estate agent based on similar sales and property attributes. Most agents offer free analyses in the hopes of winning your business. You also can get a comparable sales report for a fee from private companies that specialize in real estate data or find comparable sales information available on various real estate Internet sites.

Jeff Scofield
Jeff Scofield
Rochester's Biggest Realtor